How To Make Money With Photoshop
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The engraving effect in Photoshop turns a portrait into the fine line art printed on a 100 dollar bill.
This is a photo effect for beginners, not a lesson in selling your work.
You build the look from five line files, one for every shade of gray in the photo. Posterize flattens the portrait into those five tones, and the Magic Wand Tool turns each tone into a layer mask.
You need Photoshop CS6 or the latest version. The video was recorded in CS6, and every tool it uses sits in the same place today.
Adobe Illustrator is optional. The five line files ship in the practice files as PNGs, so you can skip that section of the video and still finish the effect.
Key Takeaways
- The engraved look comes from five files of wavy lines. Each file is a different stroke weight, from thin dashes to thick solid lines.
- Posterize set to 5 Levels crushes the photo into five flat tones, one for each line file.
- The Magic Wand Tool only grabs a whole tone at once when Contiguous is off and Tolerance is set to 1.
- The crosshatch pattern on real currency comes from flipping two of the line files horizontally so the waves run against each other.
- Photocopy reads the foreground and background colors. Set them to black and white first or the filter returns a different result.
- Adobe Illustrator builds the line files, but it is optional. The practice files include all five as PNGs.
Table of contents
- What You Will Learn
- Requirements
- Keyboard Shortcuts
- Step 1: Open the Starter File
- Step 2: Place the Engraving Effect Lines
- Optional: Build the Lines in Adobe Illustrator
- Step 3: Prep the Photo for the Engraving Effect
- Step 4: Posterize the Photo Into Five Levels
- Step 5: Mask Each Engraving Effect Shade
- Step 6: Add the Photocopy Outline
- Step 7: Mask the Engraving Effect to the Bill
- Step 8: Add the Diamond Background Pattern
- Step 9: Refine the Engraving Effect by Hand
- Frequently Asked Questions
- Your Engraving Effect in Photoshop
- Related Links
What You Will Learn
- How to place and stack the five engraving line files
- How to posterize a portrait into five flat tones
- How to select one tone at a time with the Magic Wand Tool
- How to turn each selection into a layer mask on a line file
- How to build the crosshatch pattern that real currency uses
- How to draw the line files yourself in Adobe Illustrator
Requirements
Before you start
- Photoshop CS6 or the latest version
- The starter PSD from the practice files, which holds the blank bill and the portrait
- Adobe Illustrator, only if you want to draw the line files yourself
Practice Files
Download the starter PSD, the five engraving line files as PNGs, and the squares background used in this tutorial.
Keyboard Shortcuts
| Action | Windows | macOS |
|---|---|---|
| Commit a placed file | Enter | Return |
| Group the selected layers | Ctrl G | Command G |
| Create a clipping mask | Alt click between two layers | Option click between two layers |
| Load a layer or mask as a selection | Ctrl click the thumbnail | Command click the thumbnail |
| Invert a layer mask | Ctrl I | Command I |
| Reset the foreground and background colors | D | D |
| Deselect | Ctrl D | Command D |
| Fit the image on screen | Ctrl 0 | Command 0 |
| Select the Zoom Tool | Z | Z |
Step 1: Open the Starter File
Open the starter PSD from the practice files and look at the Layers panel before you touch anything.
At the bottom sits the background. It is filled with 50% gray and carries a Radial Gradient, so there is a highlight in the middle and shadow toward the edges.
Above it is a group named bill. It holds the image of a 100 dollar bill plus an oval shape that paints the soft shadow under the bill.
President Franklin has already been removed from the bill. That empty oval is where your portrait goes.
The top layer is the portrait. It is the same photo used in the Young to Old tutorial, and it was scaled to fit the oval before recording.
Tip: Using your own photo? Scale it to fill the oval first. Press Ctrl0 (Windows) or Command0 (macOS) to fit the whole document on screen while you position it.
Step 2: Place the Engraving Effect Lines
Go to File > Place and choose the first line file, 01 very light. Click Place, click OK in the import window, then press Enter (Windows) or Return (macOS) to commit it.
You can also click the Commit Transform checkmark in the options bar. Both do the same job.
Repeat that for 02 light, 03 medium, 04 dark, and 05 darkest. Place them in order so the thinnest lines sit at the bottom of the stack.
Zoom in and compare them. The very light file is a row of short dashes following a wave. The light file drops the dashes for long continuous waves, and each file after that is drawn with a heavier stroke.
Select the 03 medium layer and go to Edit > Transform > Flip Horizontal. Rename the layer 03 medium flip so you remember what changed.
Do the same to 05 darkest. Those two flipped layers are what create the crosshatch pattern later, because their waves run against the waves underneath.
Click the top line layer, hold Shift, and click the bottom one. Press CtrlG (Windows) or CommandG (macOS) to group all five, then name the group engraving.
Turn the visibility off on all five layers. You will switch them back on one at a time.
Note: A placed file lands as a Smart Object with transform handles around it. Nothing else works until you commit it, which is why the video presses Enter every time.
Optional: Build the Lines in Adobe Illustrator
Skip this section if you do not have Illustrator. The practice files already include all five line files as PNGs, and Step 3 picks up right where Step 2 left off.
Still here? Go to File > New and make a document the same size as your Photoshop file, 1080 by 720 in the video.
Grab the Line Segment Tool, set the fill to none and the stroke to black, then drag one line from the left edge of the canvas to the right edge. Set the stroke weight to 0.75 points.
In the Layers panel, drag the line layer onto the New Layer icon to duplicate it.
Hold ShiftDown Arrow (Windows) or ShiftDown Arrow (macOS) to nudge the copy 10 pixels down, then press the Up Arrow twice. That leaves an 8 pixel gap between the two lines.
Select both lines and press CtrlG (Windows) or CommandG (macOS) to move them onto a single layer. Delete the empty layer left behind.
Repeat until the canvas is full. Draw more lines than you need, because rotating the set later has to leave the corners covered.
Select every line and go to Effect > Distort & Transform > Zig Zag. Turn on Preview, choose Smooth instead of Corner, set Size to 10 pixels and Ridges per Segment to 10.
Rotate the layer to the angle you want. That tilt is what sells the engraved look.
Draw a rectangle the size of the canvas with the Rectangle Tool, remove its fill and stroke, select it with the lines, then go to Object > Clipping Mask > Make. Everything past the canvas edge is hidden.
Use File > Save As to save one file per shade. For the lightest file, turn on Dashed Line with a 6 point dash and a 2 point gap. For the darker files, turn the dashes off and raise the stroke weight, up to about 8 points for the darkest.
Note: The two shortcuts in this section belong to Illustrator. The same keys do different jobs in Photoshop.
Step 3: Prep the Photo for the Engraving Effect
Duplicate the portrait layer. Turn the bottom copy off and leave it alone, because Step 6 needs the untouched original.
Click the top copy and add a Hue/Saturation adjustment layer. Drag Saturation all the way down to strip the color out.
That adjustment currently hits the dollar bill too. Clip it to the portrait so it does not.
Hold Alt (Windows) or Option (macOS) and click the line between the adjustment layer and the portrait. The cursor turns into a small square with a down pointing arrow, and the click creates a Clipping Mask.
Add a Curves adjustment layer next and clip it the same way.
Drag an S curve into it, lifting the highlights and dropping the shadows. The flat original will not separate into clean tones, so this contrast is doing real work.
Warning: Forget the clipping masks and the adjustments spill onto the bill and the background. Every selection you make after that will be wrong.
Step 4: Posterize the Photo Into Five Levels
Add a Posterize adjustment layer on top and clip it to the portrait as well.
Posterize reduces the photo to a set number of flat tones. Two levels gives you pure black and pure white. Three adds a mid gray. Push it to 255 and you get the original photo back.
Set Levels to 5. You have five line files, so you need five tones to hand them.
Turn the bill layer off while you work here. It is distracting, and you want to read the face.
Click the duplicated portrait, hold Shift, and click the Posterize layer to select the whole stack. Press CtrlG (Windows) or CommandG (macOS) and name the group sample.
That group is only a source. You sample selections from it and never see it in the final image.
A comic book drawing effect works the same way, using a flattened copy to drive the ink layer.
Step 5: Mask Each Engraving Effect Shade
Click the Posterize layer, then pick the Magic Wand Tool.
In the options bar, uncheck Contiguous and set Tolerance to 1. With Contiguous on, a click only grabs pixels touching each other, and a posterized face scatters its tones all over the frame.
Turn the background layer off first. Its gray confuses the selection.
Click one of the white areas on the face. Every white pixel in the photo is now selected.
Not much white to click? Go back to the Curves layer and push the highlights until the nose, cheeks, and forehead go white, then darken the shadows for balance.
Open the engraving group, turn on 01 very light, click the layer, and click the Add Layer Mask icon. The dashes now appear only in the brightest parts of the face.
Work down the stack. Select the next darkest gray on Posterize, turn on the matching line layer, and add a layer mask to it.
The flipped layers need one extra move, because a gray selection alone gives you crossing lines in that tone and nothing above it.
Hold Ctrl (Windows) or Command (macOS) and click the mask you just made to load it as a selection. Click the mask on the lighter layer below and fill that selection with white.
That is the crosshatch. Do it for every darker shade, filling white into each lighter mask underneath, so the dark areas carry several sets of lines at once.
For the darkest tone, click anywhere in the hair. It is already black, so one click selects the whole thing.
Tip: Press CtrlD (Windows) or CommandD (macOS) between passes. A live selection left on screen will quietly limit the next fill.
Step 6: Add the Photocopy Outline
Lines alone read as texture. The face needs an outline to read as a portrait.
Turn the original portrait layer back on, the copy you set aside in Step 3, and convert it to a Smart Object.
Press D (Windows) or D (macOS) to reset the foreground to black and the background to white.
Go to Filter > Filter Gallery > Sketch > Photocopy. Set Detail to 1 and drag Darkness up to 50, then click OK.
You want the outline of the face and nothing more, so keep Detail low. A higher Detail value drags mid tones into the result and muddies the lines.
Change the layer blending mode to Multiply so the white drops out and only the black outline stays.
Drag that layer into the engraving group to keep the file tidy.
Note: No Sketch folder inside the Filter Gallery? Current versions of Photoshop hide most filter groups by default. Turn on Preferences > Plug-Ins > Show all Filter Gallery groups and names and restart Photoshop.
Warning: Photocopy paints with your foreground and background colors. Leave them on some other pair and the filter hands back a colored mess instead of a black outline.
Step 7: Mask the Engraving Effect to the Bill
Select the engraving group itself and set its blending mode to Multiply. The white areas between the lines disappear and the paper shows through.
Turn the bill layer back on and remove the Color Overlay from the background layer.
The lines currently run past the bottom of the oval. Mask them to the oval to fix it.
Pick the Magic Wand Tool again. This time set Tolerance to 32 and turn Contiguous back on.
Click the bill layer itself, not the bill group, then click in the middle of the oval. The wand grabs the whole opening in one go.
Select the engraving group and click Add Layer Mask. The portrait is now trapped inside the oval, exactly like the frame on a real bill.
Step 8: Add the Diamond Background Pattern
Every bill has a printed pattern behind the portrait. That is the last piece.
Go to File > Place and choose the squares file from the practice files. Press Enter (Windows) or Return (macOS) to commit it.
Rotate the layer about 45 degrees so the squares read as diamonds. Straight squares look like a grid, and diamonds look like currency.
Hold Ctrl (Windows) or Command (macOS) and click the portrait layer thumbnail to load a selection around the person.
Click the squares layer and click Add Layer Mask. Right now the pattern sits on the face, which is backwards.
Click the new mask and press CtrlI (Windows) or CommandI (macOS) to invert it. The pattern flips behind the portrait and the effect is done.
Step 9: Refine the Engraving Effect by Hand
Some areas will land too light or too dark. Every mask you built is still fully editable.
Pick the Brush Tool and choose a hard round brush. A soft brush feathers the line edges and the engraving turns to mush.
Click the mask on any line layer and paint with white to bring those lines back in. Paint with black to take them away.
Painting white on the flipped medium layer adds crosshatching wherever you drag. Painting black on it leaves straight lines only.
Press Z (Windows) or Z (macOS) for the Zoom Tool and work at around 200%. That is close enough to judge the lines and far enough to judge the face.
There is no correct amount here. Push it until the portrait reads the way you want it to.
Frequently Asked Questions
The engraving effect in Photoshop rebuilds a photo out of wavy lines so it looks like the printed portrait on a banknote. Five line files of increasing weight stand in for five tones in the photo. A Posterize adjustment layer decides which line file covers which part of the face.
No. Illustrator only draws the five line files, and the practice files include all of them as PNGs. Place the PNGs with File > Place exactly as the video places the Illustrator versions.
The tutorial uses five line files, so the photo has to be reduced to five tones. Posterize at 5 Levels gives you white, black, and three grays. Each one becomes a selection that masks one line file.
Contiguous is still turned on. With it on, the Magic Wand Tool only picks up pixels that touch each other. Uncheck it and set Tolerance to 1, and a single click selects every pixel of that tone across the whole image.
It lives in the Sketch folder inside the Filter Gallery, at Filter > Filter Gallery > Sketch > Photocopy. Current versions hide most filter groups, so turn on Preferences > Plug-Ins > Show all Filter Gallery groups and names if the folder is missing. Restart Photoshop afterward.
Flip two of the line files horizontally so their waves run against the others. Then load a dark layer mask as a selection and fill that selection with white on the lighter masks below it. The overlapping sets of lines cross and produce the hatch.
Yes. Scale your photo to fill the oval on the bill before you start, then follow the same steps. A portrait with strong light and clear shadows posterizes into cleaner tones, so adjust the Curves layer until the highlights go fully white.
Your Engraving Effect in Photoshop
Five line files, one Posterize adjustment, and a handful of layer masks. That is the whole engraving effect in Photoshop.
Nothing in it is advanced. The only part that takes patience is masking each shade in order, and the file stays editable the entire time.
Try the same line masking on a coin next, or follow the realistic coin tutorial to build one from scratch.
Watch the full tutorial above to see every step in real time, and comment on the video if you get stuck.
Selections and Masking Mastery
Complete course includes 2.5 hours of step-by-step lessons, 6 structured modules, downloadable practice files, and custom Photoshop brushes. Everything you need to master selections and masks in one place.
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Next, learn how to create a pencil drawing from a photo in Photoshop.









amazing tutorial thanks
No problem!
This is a great article. Thanks a lot for all these tips.
Love the tutorial but the download of the files gives a network error
Tried to download the 100 dollar bill, of which started up nicely, but then gave a network error. Don’t know if that is your network or my network.
I ave looked at a lot of your guses photoshops and it is AMAZING!
i don’t see the downloads for the tutorial files. Where are they?